Archive note — reviewed July 2026: This is a personal reflection from 2020, not financial advice or a current product comparison. Providers, fees, insurance, performance, and investment options change. Before switching, use ASIC Moneysmart’s current guidance on choosing a super fund and super investment options, and consider licensed advice for your circumstances.
A better, brighter, cleaner future.
The issue at hand
This is actually something that is very near and dear to my heart. I believe that you have a powerful voice. One of the ways you can be clearly heard is through how you choose to spend your money 💰.
Let me ask you this — where is your money at the moment? Your knee-jerk reaction may say ‘oh, it’s in the bank!’, but your money doesn’t live there. I won’t try and get into the complex nature of how banks reinvest and lend your money to recoup… you know what? I’m even bored now.
Cutting to the quick, your money, RIGHT NOW, is currently funding something; it’s not just sitting idle. Do you know what that is? I think you’d be surprised.
Coming to the end of 2020, and out of an incredibly horrific year, let’s make a commitment to ourselves to create a future that we can actually look forward to.
I’m asking you to think over, discuss and act on two crazy simple things.
- Switch banks.
- Switch super.
Find choices that align with your ethics, your values. Make sure that your money is supporting things you love, creating a future that you want to see.
Ok… but why? 🤷♂️
If this year has shown us anything, it’s that the climate crisis is just that — a crisis.
We need to become more proactive with our life choices, and need systemic change. This should be realised in a holistic manner — reforming the way we conduct and do business on a global scale, all the way down to our own personal choices; what we eat, how we consume resources and how we recycle and reuse them.
However, I’m not negligent to the fact that we are all very busy. In fact, I’d say this year now more than ever, for some of us at least. So I wanted to help provide two excruciatingly simple things that everyone can do to make a large impact.
Compare the current options
The original article listed several providers here. I have removed that shortlist because it would turn a values argument into an outdated product recommendation. Compare current options on investment approach, long-term performance, fees, insurance, service, and the consequences of switching—not on a single label or an old article.
And some good reading resources
- ASIC Moneysmart — Choosing a super fund
- ASIC Moneysmart — Super investment options, including ethical or ESG options
Disclaimer 🚨
Please note that I am in no way, shape or form a financial advisor. If you have any financial questions about your particular situation, please consult a professional.
Also, I am in no way affiliated, endorsed or paid by the options above. They simply operate with values similar to mine (at the time of writing). Please make sure if you choose to move superannuation and/or bank, they align with your values.